TablesTable 1A: (by race, income, age)
Question: Would you say you (and your family) are better off or worse off financially than you were a year ago? |
|||||
Better |
Same |
Worse |
Unsure |
||
All |
17 |
23 |
60 |
0 |
|
White |
16 |
23 |
61 |
0 |
|
Non- white |
21 |
22 |
56 |
1 |
|
income |
0-50K |
15 |
25 |
61 |
0 |
51-100K |
13 |
21 |
65 |
0 |
|
101-150K |
23 |
21 |
56 |
1 |
|
150+ |
24 |
15 |
61 |
0 |
|
age |
18-29 |
30 |
12 |
58 |
0 |
30-44 |
24 |
17 |
58 |
1 |
|
45-59 |
13 |
20 |
66 |
1 |
|
60+ |
9 |
33 |
57 |
2 |
|
Table 1B: Personal finances trend
Questions: Would you say you and your family living there are better off or worse off financially than you were a year ago? |
||||
Better |
Same |
Worse |
Unsure |
|
2009 April |
17% |
23% |
60% |
0% |
2009 Jan |
13% |
28% |
58% |
1% |
2008 (Oct) |
13% |
27% |
58% |
2% |
2008 (Jun) |
20% |
23% |
54% |
3% |
2008 (Mar) |
25% |
23% |
49% |
2% |
2008 (Jan) |
27% |
30% |
41% |
2% |
2007 |
30% |
34% |
35% |
1% |
2006 |
35% |
30% |
35% |
2% |
2005 |
37% |
31% |
31% |
2% |
2004 |
36% |
32% |
30% |
2% |
2003 |
29% |
31% |
39% |
1% |
Table 2A (by race, income, age)
Question: Now looking ahead--do you think that a year from now you (and your family living there) will be better off financially or worse off? |
|||||
All |
Better |
Same |
Worse |
Unsure |
|
44 |
14 |
28 |
14 |
||
White |
41 |
15 |
31 |
12 |
|
Non- white |
53 |
11 |
22 |
14 |
|
income |
0-50K |
41 |
15 |
29 |
15 |
51-100K |
48 |
14 |
27 |
12 |
|
101-150K |
38 |
17 |
35 |
10 |
|
150+ |
52 |
10 |
24 |
14 |
|
age |
18-29 |
68 |
10 |
16 |
7 |
30-44 |
44 |
10 |
34 |
12 |
|
45-59 |
46 |
10 |
33 |
10 |
|
60+ |
35 |
24 |
24 |
17 |
|
Table 2B: Personal finances trend
Now looking ahead—do you think that a year from now you (and your family living there) will be better off financially or worse off? |
Better |
Same |
Worse |
Unsure |
|
2009 April |
44% |
14% |
28% |
14% |
|
2009 Jan. |
46% |
16% |
25% |
13% |
|
2008 (Oct) |
37% |
16% |
29% |
18% |
|
2008 (Jul) |
34% |
14% |
36% |
16% |
|
2008 (Mar) |
40% |
15% |
35% |
10% |
|
2008 (Jan) |
37% |
19% |
33% |
12% |
|
2007 |
42% |
22% |
27% |
10% |
|
2006 |
42% |
18% |
30% |
11% |
|
2005 |
52% |
17% |
19% |
12% |
|
2004 |
55% |
19% |
15% |
11% |
|
2003 |
48% |
20% |
22% |
11% |
Table 3
Yes |
No |
||
Have you, or anyone of your relatives or close friends lost a job in the past year? |
2009 (April) |
61% |
38% |
2009 (Jan.) |
54% |
46% |
|
2008 |
38% |
61% |
|
2007 |
35% |
64% |
|
2006 |
32% |
67% |
|
2005 |
39% |
61% |
Table 4
Question: In the past year… did you let the unpaid balance on your credit card increase? |
||||||
2009 April |
0-50k |
51k-100k |
101k-150k |
150k+ |
2009 Jan. |
|
Yes |
23% |
28 |
23 |
27 |
14 |
24% |
No |
68% |
57 |
70 |
68 |
81 |
74% |
Unsure |
1% |
1 |
-- |
1 |
-- |
1% |
no credit cards |
8% |
15 |
6 |
5 |
4 |
1% |
Table 5
Question: In the next 12 months, do you expect to let the unpaid balance on your credit card increase? |
||||||
N=769 |
2009 April |
0-50K |
51k-100k |
101k-150k |
150k+ |
2009 Jan. |
Yes |
9% |
13% |
6% |
16% |
5% |
7% |
No |
87% |
81% |
90% |
82% |
95% |
89% |
Unsure |
3% |
4% |
4% |
2% |
0 |
2% |
no credit cards |
1% |
2% |
0 |
0 |
0 |
1% |
Table 6
Question: Now thinking about the outstanding balance on your credit cards-- how difficult is it to make payments on the balances? Would you say it is...? |
||||||||
N=769 |
2009 April |
2009 Jan. |
2008 |
2007 |
2006 |
2005 |
2004 |
2003 |
very difficult |
14% |
8% |
7% |
5% |
7% |
6% |
9% |
8% |
somewhat difficult |
22% |
23% |
18% |
20% |
18% |
19% |
16% |
16% |
not very difficult |
18% |
17% |
20% |
20% |
17% |
19% |
17% |
22% |
not at all difficult |
40% |
36% |
39% |
40% |
42% |
40% |
39% |
36% |
don’t use/have |
4% |
14% |
14% |
12% |
13% |
14% |
18% |
18% |
unsure |
2% |
1% |
3% |
3% |
3% |
2% |
2% |
-- |
Table 7
Question: If you were suddenly to get an extra $1000, do you think you would |
|||||||
April 09 |
Jan 09 |
2008 |
2007 |
2006 |
2005 |
2004 |
|
Save it |
30% |
31% |
34% |
39% |
38% |
36% |
33% |
Spend it |
18% |
15% |
11% |
15% |
17% |
16% |
17% |
Use it to pay bills |
44% |
45% |
42% |
41% |
34% |
42% |
43% |
Other |
2% |
4% |
5% |
3% |
4% |
3% |
1% |
Give it to Charity |
4% |
3% |
6% |
1% |
5% |
-- |
-- |
Unsure |
1% |
1% |
2% |
2% |
2% |
3% |
2% |
Table 8
[If employed, ask…] How worried are you that you might lose your job in the next 12 months…? |
|||||||||
N-517 |
ALL |
18-29 |
30-44 |
45-59 |
60+ |
Jan ‘09 |
Oct. ‘08 |
June ‘08 |
|
|
Very worried |
14% |
14% |
18% |
14% |
7% |
10% |
12% |
7% |
|
Somewhat worried |
24% |
24% |
25% |
27% |
18% |
24% |
18% |
17% |
|
Not very worried |
25% |
32% |
25% |
24% |
18% |
23% |
18% |
21% |
|
Not at all worried |
36% |
29% |
32% |
34% |
56% |
43% |
52% |
53% |
|
Not sure/ref. (vol) |
1% |
1% |
0% |
1% |
1% |
1% |
1% |
2% |
Table 9
Question: [If employed, ask…] If you were to lose your job tomorrow, how long could you live off your savings…READ? |
||||||||
N=517 |
ALL |
18-29 |
30-44 |
45-59 |
60+ |
Jan ‘09 |
||
|
0 months/no savings [VOL] |
5% |
0 |
8% |
5% |
4% |
10% |
|
|
1 or 2 months |
22% |
31% |
22% |
26% |
7% |
21% |
|
|
3 to 5 months |
22% |
35% |
25% |
19% |
13% |
16% |
|
|
6 months or more |
47% |
34% |
42% |
47% |
69% |
46% |
|
|
Don’t know/ref. (vol) |
3% |
0% |
3% |
2% |
7% |
7% |
|
# # #
see also:
Survey Analysis
Survey Details
