Question:

Better

Same

Worse

Unsure

Would you say you and your family living there are better off or worse off financially than you were a year ago?

2004

36%

32%

30%

2%

Last Year

29%

31%

39%

1%

Now looking ahead--do you think that a year from now you (and your family living there) will be better off financially, or worse off?

2004

55%

19%

15%

11%

Last Year

48%

20%

22%

11%

Would you say that at the present time business conditions in New Jersey are better or worse than they were a year ago?

2004

33%

14%

43%

11%

Last Year

15%

10%

68%

7%

And how about a year from now--do you expect during the next 12 months business conditions in New Jersey will be better or worse than they are at present?

2004

56%

10%

21%

13%

Last Year

43%

11%

34%

12%

Question:

In the past year (2003) did you…?

In the next 12 months, do you expect to…?

In the past year (2002) did you …?

In the next 12 months, do you expect to…?

January 2004

January 2003

[ROTATE LIST]

Yes

No

Not

Sure

Yes

No

Not

Sure

Yes

No

Not

Sure

Yes

No

Not

Sure

Buy or lease a car

29

70

0

21

76

3

32

68

0

21

75

5

Purchase stocks or other types of investments outside your pension plan

28

71

1

34

61

5

28

71

1

29

63

8

Buy a major home appliance

35

65

1

28

67

5

36

65

0

24

68

9

Make a major home improvement or repair over $1000

39

60

1

40

56

4

33

67

0

35

61

5

Purchase an airline ticket for a pleasure trip

41

59

0

54

40

6

33

67

0

44

52

4

Go away on vacation for a week or more

58

42

0

72

24

4

49

51

0

63

33

4

Buy a computer

26

74

0

22

74

4

27

73

0

21

75

3

Refinance your house or take a home equity loan

25

74

0

9

89

3

19

81

1

13

85

2

Buy or build a house

10

90

0

10

88

2

8

93

0

12

86

2

Visit an Atlantic City casino

33

67

0

37

58

5

30

70

0

28

66

6

Increase the unpaid balance on your credit card

26

69

3

11

84

4

29

66

5

13

81

6

Question: Now thinking about the outstanding balance on your credit cards-- how difficult is it to make payments on the balances? Would you say it is...

Question: During the next 12 months, do you think that housing prices in your area will go up or go down?

2004

a year ago…

2004

a year ago..

Very difficult

9%

8%

Up

80%

70%

Somewhat difficult

16%

16%

Neither/Same (vol)

11%

12%

Not very difficult

17%

22%

Down

6%

15%

Not at all difficult

39%

36%

Don’t know/ ref (vol)

4%

4%

Don’t use/have credit cards

18%

18%

Unsure (vol.)

2%

--

Question: If you were suddenly to get an extra $1000, do you think you would …or …or…? [ROTATE]

No Children

Children

Men

Women

Save it

33%

38

28

41

27

Spend it

17%

17

19

18

16

Use it to pay off bills

43%

34

52

36

48

Give it to charity

5%

8

2

4

6

Other

1%

1

0

1

1

Unsure

2%

3

1

1

3

Composite Number (scale of 0 -100)

Income (k)

Gender

Party

All

150+

100-
150

75-
100

50-
75

25-
50

less
25

Male

Female

Dem

Ind

Rep

2004 Index of (prospective) Consumer Intentions

47

60

53

48

49

41

34

49

45

44

47

53

2004 Index of (the past year's) Consumer Performance

41

58

50

46

42

31

23

44

39

37

42

49

2003 Index of (prospective) Consumer Intentions

42

47

52

46

45

39

31

44

40

40

37

47

2003 Index of (the past year's) Consumer Performance

33

40

45

38

35

28

18

34

31

32

29

37

Composite Number (scale of 0 -100)

Employment

Age

All

Full

Time

Part

Time

Retired

Not

Employed

18-34

35-54

55-64

65+

2004 Index of

(prospective)

Consumer Intentions

47

50

47

41

43

52

49

45

40

2004 Index of

(the past year's)

Consumer Performance

41

46

40

36

30

42

43

42

35

Question: Do you think Governor Jim McGreevey's policies have helped or hurt the New Jersey economy? Would that be somewhat or a lot?

Question: Do you think President George Bush's policies have helped or hurt the New Jersey economy? Would that be somewhat or a lot?

All

Dem

Ind

Rep

2003

All

Dem.

Ind.

Rep.

2003

Helped a lot

3%

4

2

3

4

9%

4

4

18

8

Helped somewhat

22%

31

18

13

16

22%

13

22

37

19

Neither (vol)

11%

13

9

9

20

12%

9

12

14

16

Hurt somewhat

24%

22

25

29

23

18%

25

20

10

23

Hurt a lot

20%

12

25

30

18

23%

39

20

7

18

Unsure

21%

20

22

16

19

16%

12

21

14

16