FDU PublicMind - January 16, 2008

Tables

Table 1A (all)

Question:		Better	Same	Worse	Unsure
Would you say you and your family living there are better off or worse off financially than you were a year ago?	2008	27%	30%	41%	2%
	2007	30%	34%	35%	1%
	2006	35%	30%	35%	2%
	2005	37%	31%	31%	2%
	2004	36%	32%	30%	2%
	2003	29%	31%	39%	1%
Now looking ahead—do you think that a year from now you (and your family living there) will be better off financially or worse off?	2008	37%	19%	33%	12%
	2007	42%	22%	27%	10%
	2006	42%	18%	30%	11%
	2005	52%	17%	19%	12%
	2004	55%	19%	15%	11%
	2003	48%	20%	22%	11%
Would you say that at the present time business conditions in New Jersey are better or worse than they were a year ago?	2008	18%	12%	56%	14%
	2007	24%	19%	41%	16%
	2006	33%	15%	37%	16%
	2005	36%	15%	37%	12%
	2004	33%	14%	43%	11%
	2003	15%	10%	68%	7%
And how about a year from now—do you expect during the next 12 months business conditions in New Jersey will be better or worse than they are at present?	2008	28%	15%	42%	16%
	2007	37%	17%	30%	16%
	2006	43%	13%	27%	17%
	2005	52%	11%	21%	16%
	2004	56%	10%	21%	13%
	2003	43%	11%	34%	12%

Table 1B (by age)

Question: Would you say you (and your family) are better off or worse off financially than you were a year ago?	Respondents aged:
	18-29	30-44	45-59	60+
Better Off	42%	30%	25%	19%
Worse Off	31%	40%	46%	42%
The Same	23%	29%	27%	37%
Not sure	4%	--	2%	2%
Question: Do you think that a year from now you (and your family) will be better off financially, or worse off?	18-29	30-44	45-59	60+
Better Off	59%	42%	32%	26%
Worse Off	19%	33%	37%	35%
The Same	13%	20%	17%	25%
Not sure	9%	6%	14%	14%

Table 1C (by party affiliation)

Question: Do you think that a year from now you (and your family) will be better off financially or worse off?
	January 2008			January 2007			January 2006			January 2005
	Rep	Dem	Ind	Rep	Dem	Ind	Rep	Dem	Ind	Rep	Dem	Ind
Better Off	35%	39%	29%	44	42	39	42	44	38	59	48	46
Worse Off	34%	31%	34%	27	25	31	33	28	29	15	22	23
The Same	18%	18%	27%	20	23	22	16	19	19	19	17	14

Table 1D (by race and income)

Question: Would you say you (and your family) are better off or worse off financially than you were a year ago?		Better	Same	Worse	Unsure
	All	27%	30%	41%	2%
	White	26	31	40	3
	Non- white	29	26	44	1
	0-50K	21	25	52	2
	51-100K	24	31	43	1
	101-150K	39	31	30	--
	150+	47	22	29	2
Question: Now looking ahead--do you think that a year from now you (and your family living there) will be better off financially or worse off?		Better	Same	Worse	Unsure
	All	37%	19%	33%	12%
	White	31%	22%	36%	11%
	Non- white	48%	12%	26%	13%
	0-50K	35%	19%	36%	10%
	51-100K	34%	17%	38%	11%
	101-150K	54%	11%	29%	7%
	150+	42%	20%	30%	8%

Table 2

Question:		Yes	No
Have you, or anyone of your relatives or close friends lost a job in the past year?	2008	38%	61%
	2007	35%	64%
	2006	32%	67%
	2005	39%	61%

Table 3A (2008)

Question:	In the past year, did you…?		In the next 12 months, do you expect to…?
	Yes	No	Yes	No	unsure
Buy or lease a car	25%	75%	18%	77%	5%
Purchase stocks or other types of investments outside your pension plan	28%	71%	33%	62%	5%
Buy a major home appliance	33%	66%	23%	72%	5%
Make a major home improvement or repair over $1000	42%	58%	34%	62%	5%
Purchase an airline ticket for a pleasure trip	46%	54%	49%	46%	5%
Go away on vacation for a week or more	53%	47%	63%	32%	4%
Buy a computer	34%	66%	22%	75%	3%
Refinance your house or take a home equity loan	11%	88%	6%	91%	3%
Buy or build a house	6%	94%	5%	92%	3%
Visit an Atlantic City casino	28%	72%	26%	68%	5%
Increase the unpaid balance on your credit card	27%	70%	13%	84%	3%

Table 3b (2005-2006)

Question:	In the past year (2006) did you…?		In the next 12 months, do you expect to…?		In the past year (2005) did you …?		In the next 12 months, do you expect to… ?
	January 2007				January 2006
	Yes	No	Yes	No	Yes	No	Yes	No
Buy or lease a car	29	70	19	76	28	72	16	81
Purchase stocks or other types of investments outside your pension plan	35	64	38	57	33	65	34	59
Buy a major home appliance	35	65	25	67	37	63	27	67
Make a major home improvement or repair over $1000	43	57	42	53	44	56	35	60
Purchase an airline ticket for a pleasure trip	43	56	52	42	48	52	52	43
Go away on vacation for a week or more	59	41	68	28	55	45	66	29
Buy a computer	31	69	20	76	28	72	22	74
Refinance your house or take a home equity loan	14	85	7	90	16	83	6	91
Buy or build a house	7	93	10	88	8	92	7	90
Visit an Atlantic City casino	31	69	32	63	34	66	33	62
Increase the unpaid balance on your credit card	24	74	6	91	23	75	6	92

Table 4

Question: Now thinking about the outstanding balance on your credit cards-- how difficult is it to make payments on the balances? Would you say it is...
	2008	2007	2006	2005	2004	2003
Very Difficult	7%	5%	7%	6%	9%	8%
Somewhat Difficult	18%	20%	18%	19%	16%	16%
Not Very Difficult	20%	20%	17%	19%	17%	22%
Not At All Difficult	39%	40%	42%	40%	39%	36%
Don’t Use/Have	14%	12%	13%	14%	18%	18%
Unsure	3%	3%	3%	2%	2%	--

Table 5

Question: During the next 12 months, do you think that housing prices in your area will go up or go down?
	2008	renters	owners	<50	50-100	100-150	150+	2007	2006	2005	2004
Up	38%	58	33	53	43	31	19	46%	55%	81%	80%
Neither / Same	9%	27	52	33	47	55	67	12%	12%	4%	11%
Down	47%	10	9	7	6	9	11	38%	28%	10%	6%
Don’t Know	6%	5	6	7	4	5	3	4%	5%	5%	4%

Table 6

Question: If you were suddenly to get an extra $1000, do you think you would
	2008	2007	2006	2005	2004
Save it	34%	39%	38%	36%	33%
Spend it	11%	15%	17%	16%	17%
Use it to pay bills	42%	41%	34%	42%	43%
Other	5%	3%	4%	3%	1%
Give it to Charity	6%	1%	5%	--	--
Unsure	2%	2%	2%	3%	2%

Table 7: Composite Number of All Consumer Activity (scale of 0 – 100)

Composite Number (scale of 0 – 100)		Gender		Party			Age
Composite Number (scale of 0 – 100)	All	Male	Female	Dem	Ind	Rep	18-29	30-44	45-59	60+
2008Index of prospective Consumer Intentions	37	40	34	37	34	38	43	38	36	34
2008Index of past Consumer Performance	34	38	31	32	33	39	39	37	34	32
2007 Index of prospective Consumer Intentions	40	42	39	42	37	40	48	45	39	37
2007 Index of past Consumer Performance	38	39	36	38	36	40	37	43	36	36
2006 Index of prospective Consumer Intentions	41	43	40	42	39	43	48	45	40	35
2006 Index of past Consumer Performance	40	43	39	40	40	43	43	44	42	34
2005 Index of prospective Consumer Intentions	45	48	43	44	44	50	50	48	43	41
2005 Index of past Consumer Performance	43	47	41	41	42	48	44	47	42	38
2004 Index of prospective Consumer Intentions	42	44	40	44	47	53	52	49	45	40
2004 Index of past Consumer Performance	41	44	39	37	42	49	42	43	42	35
2003 Index of prospective Consumer Intentions	42
2003 Index of past Consumer Performance	33

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