| Tables
Table 1
Question: |
|
Better |
Same |
Worse |
Unsure |
| Would
you say you and your family living there are better off or worse
off financially than you were a year ago? |
2005 |
37% |
31% |
31% |
2% |
| 2004 |
36% |
32% |
30% |
2% |
| 2003 |
29% |
31% |
39% |
1% |
| Now
looking ahead--do you think that a year from now you (and your
family living there) will be better off financially, or worse
off? |
2005 |
52% |
17% |
19% |
12% |
| 2004 |
55% |
19% |
15% |
11% |
| 2003 |
48% |
20% |
22% |
11% |
| Would
you say that at the present time business conditions in New Jersey
are better or worse than they were a year ago? |
2005 |
36% |
15% |
37% |
12% |
| 2004 |
33% |
14% |
43% |
11% |
| 2003 |
15% |
10% |
68% |
7% |
| And
how about a year from now--do you expect during the next 12 months
business conditions in New Jersey will be better or worse than
they are at present? |
2005 |
52% |
11% |
21% |
16% |
| 2004 |
56% |
10% |
21% |
13% |
| 2003 |
43% |
11% |
34% |
12% |
Table 2
| Question:
|
In
the past year (2004) did you…? |
In
the next 12 months, do you expect to…? |
In
the past year (2003) did you …? |
In
the next 12 months, do you expect to… ? |
| |
January
2005 |
January
2004 |
| [ROTATE
LIST] |
Yes |
No |
Not Sure
|
Yes |
No |
Not Sure
|
Yes |
No |
Not Sure
|
Yes |
No |
Not Sure
|
| Buy
or lease a car |
32 |
68 |
0 |
21 |
75 |
4 |
29 |
70 |
0 |
21 |
76 |
3 |
| Purchase
stocks or other types of investments outside your pension plan |
31 |
67 |
2 |
36 |
57 |
7 |
28 |
71 |
1 |
34 |
61 |
5 |
| Buy
a major home appliance |
38 |
62 |
0 |
28 |
67 |
5 |
35 |
65 |
1 |
28 |
67 |
5 |
| Make
a major home improvement or repair over $1000 |
41 |
58 |
1 |
38 |
58 |
4 |
39 |
60 |
1 |
40 |
56 |
4 |
| Purchase
an airline ticket for a pleasure trip |
45 |
55 |
0 |
52 |
43 |
5 |
41 |
59 |
0 |
54 |
40 |
6 |
| Go
away on vacation for a week or more |
58 |
42 |
0 |
69 |
26 |
5 |
58 |
42 |
0 |
72 |
24 |
4 |
| Buy
a computer |
32 |
68 |
0 |
18 |
79 |
4 |
26 |
74 |
0 |
22 |
74 |
4 |
| Refinance
your house or take a home equity loan |
20 |
79 |
1 |
7 |
89 |
3 |
25 |
74 |
0 |
9 |
89 |
3 |
| Buy
or build a house |
7 |
93 |
0 |
9 |
89 |
2 |
10 |
90 |
0 |
10 |
88 |
2 |
| Visit
an Atlantic City casino |
36 |
64 |
0 |
39 |
57 |
4 |
33 |
67 |
0 |
37 |
58 |
5 |
| Increase
the unpaid balance on your credit card |
29 |
68 |
3 |
10 |
86 |
4 |
26 |
69 |
3 |
11 |
84 |
4 |
Table 3
| Question:
Now thinking about the outstanding balance on your credit cards--
how difficult is it to make payments on the balances? Would you
say it is... |
| |
2005 |
2004 |
2003 |
| Very
Difficult |
6% |
9% |
8% |
| Somewhat
Difficult |
19% |
16% |
16% |
| Not
Very Difficult |
19% |
17% |
22% |
| Not
At All Difficult |
40% |
39% |
36% |
| Don’t
Use/Have Credit Cards |
14% |
18% |
18% |
| Unsure |
2% |
2% |
-- |
| Table 4 |
|
Table 5 |
|
Question:
During the next 12 months, do you think that housing prices
in your area will go up or go down? |
Question:
If you were suddenly to get an extra $1000, do you think you
would |
| |
2005 |
2004 |
2003 |
|
2005 |
2004 |
| Up |
81% |
80% |
70% |
Save
it |
36% |
33% |
| Neither/Same |
4% |
11% |
12% |
Spend
it |
16% |
17% |
| Down |
10% |
6% |
15% |
Use
it to pay off bills |
42% |
43% |
| Don’t
Know |
5% |
4% |
4% |
Other |
3% |
1% |
| Unsure |
3% |
2% |
Table 6: Composite Number of All Consumer
Activity (scale of 0 – 100)
| Composite
Number (scale of 0 – 100) |
|
Gender |
Party |
Age |
| |
All |
Male |
Female |
Dem |
Ind |
Rep |
18-34 |
35-54 |
55-64 |
65+ |
| 2005
Index of (prospective) Consumer
Intentions
|
45 |
48 |
43 |
44 |
44 |
50 |
50 |
48 |
43 |
41 |
| 2005
Index of (the past year’s)
Consumer Performance
|
43 |
47 |
41 |
41 |
42 |
48 |
44 |
47 |
42 |
38 |
| 2004 Index
of (prospective) Consumer
Intentions
|
42 |
44 |
40 |
44 |
47 |
53 |
52 |
49 |
45 |
40 |
| 2004 Index
of (the past year’s) Consumer
Performance
|
41 |
44 |
39 |
37 |
42 |
49 |
42 |
43 |
42 |
35 |
| 2003 Index
of (prospective) Consumer Intentions
|
42 |
44 |
40 |
40 |
37 |
47 |
|
|
|
|
| 2003 Index
of (the past year’s) Consumer
Performance
|
33 |
34 |
31 |
32 |
29 |
37 |
|
|
|
|
Table 7
|
Question
|
|
Respondents who believe:
|
|
Do
you think that a year from now you (and your family) will be
better off financially, or worse off?
|
The country is
on the right track
|
The country is
on the wrong track
|
Unsure about the
direction
|
|
Better Off
|
|
42%
|
46%
|
12%
|
|
Worse Off
|
24%
|
65%
|
11%
|
|
The Same
|
35%
|
50%
|
15%
|
Table 8
|
Question
|
|
Political Affiliation
|
Geographic Region
|
|
Do you think that a year from now you (and your family)
will be better off financially, or worse off?
|
Repubs
|
Dems
|
Ind
|
NW
|
NE
|
Urban
|
Central
|
South
|
|
Better Off
|
|
59%
|
48%
|
46%
|
53%
|
41%
|
56%
|
54%
|
50%
|
|
Worse Off
|
15%
|
22%
|
23%
|
18%
|
24%
|
15%
|
20%
|
18%
|
|
The Same
|
19%
|
17%
|
14%
|
20%
|
20%
|
20%
|
14%
|
18%
|
Table 9
|
Question
|
|
Race
|
|
Do you expect during the next 12 months business conditions
in NJ will be better or worse than they are at present?
|
White
|
Non-White
|
African
|
Hispanic
|
|
Better
|
|
51%
|
61%
|
60%
|
62%
|
|
Worse
|
21%
|
21%
|
20%
|
31%
|
|
The Same
|
12%
|
7%
|
7%
|
4%
|
Contacts:
Peter Woolley, coordinator: 973-443-8725
Radio actuality line: (201) 692-2846.
For more information, please call (201) 692-7032. |
see also:
Survey
Analysis
Survey Details

|